- For money management tools and expertise, check the Utah State Extension website here.
More employers, landlords, etc. are doing credit checks so it’s important to maintain a good credit history (or clean it up if there are problems). Anyone requesting a check of your credit history is required to notify you in advance.
- The Fair Credit Reporting Act guarantees you access to your credit report FOR FREE every 12 months from the three nationwide credit reporting companies: Experian, Equifax, and TransUnion.
Authorized source: annualcreditreport.com (1-877-322-8228)
- Contact the AAA Fair Credit Foundation at 1-800-351-4195 for debt and credit counseling.
- Utah Office of Recovery Services (ORS) (801-536-8500)
IRS – Federal Taxes
- Click here for information about local IRS offices in Utah. The Provo office is located at 173 E. 100 N. (801-377-6971) but is not open year round.
- If you need help preparing a tax return and can’t afford to pay anyone, check into the Volunteer Income Tax Assistance (VITA) program by calling 211 (services available only during tax season).
- If you are behind on filing your taxes, visit your local IRS office for help and also check out the IRS website, especially this article: “Tips for Taxpayers Who Missed the Tax Deadline.”
- If you owe back taxes to the IRS and can’t afford to pay them all at once, click here for information about setting up a payment plan.
- You may be able to settle your tax debt for less than what you owe through what’s called an “offer of compromise.” Click here for more information.
Utah State Tax Commission – State Income Taxes